By Richard McVeigh from CommunityNI.org
Published on 12 Oct 2005
Guidance for voluntary and community organisations on obtaining insurance. By Frances McAtamney, NICVA Membership Officer.
Unfortunately, insurance only becomes an issue for many organisations when something goes wrong.
Seeking adequate insurance is a vital step in setting up and developing an organisation inorder to protect the organisation's assets and liabilities.
Insurance is part or risk management, but it is also a legal requirement. Any organisation employing staff (including casual staff and in some cases even volunteers) must, have employer's liability insurance.
For help, read NICVA's Advice Note on Insurance.
Getting cover
- Evaluate the risk. A risk assessment is a careful examination of what could potentially cause harm to people. It involves identifying the hazards present and then evaluating the extent of the risk they pose. Read NICVA's Advice Note on Risk Assessment.
- Choose a qualified insurance broker. One who understands your needs and those of the sector. NICVA - in partnership with Marsh Ltd - has developed a flexible scheme for ourmembers and voluntary and community organisations.
The facts about insurance
Read NICVA research report Insuring the Future of the Sector
More information
Contact NICVA's membership officer
Frances McAtamney
028 9087 7777
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